Financial Strength Builder™ Resource Library

Budget Management
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Creating Budgets that Work	10/09/2026 09:40 AM
Financial Journaling	10/08/2026 05:34 AM
Good financial habits for a worry-free financial future	10/11/2026 03:22 AM
Track spending, start a log and continue it	10/10/2026 03:15 AM

Credit Building
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Bankruptcy: Facts You Must Know	10/07/2026 09:17 AM
Building A Better Credit Report	10/10/2026 04:33 PM
Credit Matters	10/10/2026 04:28 PM
Credit Repair: Self-Help May Be Best	10/10/2026 04:24 PM
Credit Score Myths and Misconceptions	10/09/2026 01:44 AM
How to Establish Use, and Protect Your Credit	10/09/2026 06:40 AM
Identity Theft and Your Credit	10/10/2026 01:18 PM
Is Your Credit Positive or Negative?	10/10/2026 04:27 PM
Putting Your Home on the Loan Line Is Risky Business	10/11/2026 03:51 AM
Six smart tips for an improved credit score	10/08/2026 07:39 PM
Steps to Correcting Credit Mistakes	10/11/2026 11:08 AM
Want a Free Annual Credit Report?	10/08/2026 02:52 PM
Why Healthy Credit is Important	10/09/2026 06:05 AM
Your Credit Report	10/11/2026 12:25 PM
Your Credit Rights	10/09/2026 03:07 PM
Your Credit Scores	10/10/2026 10:15 AM

Debt Management
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Fair Debt Collection	10/11/2026 08:13 AM
Five ways to keep your commitment to resolve debt	10/09/2026 03:21 AM
Healthy Debt Stress Management	10/10/2026 01:06 AM
Seven steps to help change your mind set about your debt	10/09/2026 04:09 PM
Six Practical Tips to Reduce Debt	10/10/2026 04:25 PM

Miscellaneous
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Basics of goal setting management	10/09/2026 08:06 PM
Dream Exercise	10/10/2026 02:07 AM
Fiscal Fitness for Older Americans: Stretching Your Savings and Shaping Up Your Financial Strategies	10/10/2026 05:00 PM
Getting Started: Building Wealth	10/09/2026 08:06 PM
Money Matters In Retirement	10/10/2026 12:58 AM

Saving & Money Management
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10 Ways to Earn Additional Income	10/10/2026 01:05 AM
66 Ways to Save Money	10/09/2026 08:06 PM
Are Your Financial Beliefs Keeping You From Financial Success?	10/09/2026 04:08 PM
Financial Readiness In Times of Crisis	10/11/2026 08:02 AM
How to Establish Your Unplanned Events Fund	10/09/2026 08:55 AM
How to Negotiate $100's in Savings with Everyday Bills	10/10/2026 12:56 AM
Making Your Money Work For You	10/09/2026 01:32 PM
Money Management for Teens	10/09/2026 08:06 PM
Save When Buying A New Car	10/09/2026 08:06 PM
Take Control of Your Finances	10/10/2026 12:34 AM
There is a Lot to Learn About Money	10/08/2026 11:58 PM
What is Your Attitude Towards Money?	10/09/2026 11:52 AM
Why Do You Spend?	10/11/2026 06:42 AM
Your Financial Records: What to Toss and When	10/11/2026 06:18 AM

External Articles (Members)

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About Us

Financial Strength Builder™ (FSB) was designed in response to today's need for basic sound financial practices, a return to financial well-being, and the ability to realize one's dreams while providing for the future. Financial Strength Builder's founders have many years of experience in the financial services industry. Working with consumer finance, they recognized that financial needs have changed, with a growing demand for training on financial basics.

FSB founders identified a lack of knowledge today about even the most basic of household finances. Many people are living paycheck to paycheck, sometimes compromised by even the smallest of unexpected expenses. Financial hardships can be caused by deaths in the family, one or both spouses losing their job, medical hardships or other emergencies. Others, with homes they depended upon as a source of cash, now find those homes have lost their value. The desire to help educate American households in financial literacy, while showing them how to increase their financial strength, forms the basis of the mission statement for Financial Strength Builder™.

Financial Strength Builder™ is designed to provide solutions for achieving ones best financial life through a unique blend of life coaching and financial direction designed to help build greater financial strength. The founders of FSB thought the most effective way to educate people about relatively boring and dry financial matters would be to create a fun, online game that would captivate and hold people's attention while educating them on basic household finances, including help with behavioral changes that would facilitate continued interest and growth in one's ability to achieve financial strength. The first 'edutainment' tool, The Frugality GameTM, was soon developed. Since then The Frugality Game™ has evolved helping many people stabilize their finances while providing some measure of relief from long standing financial stress.

Educating adults in distress was the first step, but FSB then went on to address basic financial literacy with children. If we could create financially literate children, then as adults they may not have to go through the financial hardships their parents did. Going out to the non-profit market, pilot programs were done with various groups looking for a way to educate children in financial literacy. These pilot programs achieved success and were instrumental in the development of two new children's tools, Frugality Teenz™ and Chalkboard Kidz™.

In addition to The Frugality Game™, Frugality Teenz™ and Chalkboard Kidz™, FSB addresses the needs of adults with the Financial Strength Score™ (FSS) and the concept of the Four Foundations of financial strength . From targeted financial rescue strategies and basic financial literacy for adults, to the financial education of one's children, to financial education and single source savings. FSB is the only company to have addressed the issue of successful personal finance from all directions, providing the user the opportunity to not only become financially literate, but giving them ongoing tools that allow them to be able to hope again and make plans for their future.