With the ever-increasing health insurance premiums, many people tend to opt for a bronze plan. If you are relatively healthy and don’t need to visit the doctor often, it seems to make sense.snip20160929_41

But what if you do need to visit a doctors’ office?

That’s when you get a reality check. Now you have to pay out of pocket for office visits and other bills until you reach your plan deductible.  Soon you start questioning if it is really worth it to see your doctor about those measly flu symptoms?

Fortunately, you have an option that can save you time and money for simple medical care: its called telemedicine. Telemedicine is no longer sci-fi; you can use your phone to bypass the doctor’s waiting room and instantly connect with a doctor.

Save Time and Access a Doctor faster

With Telemedicine, you don’t have to take time off work, you don’t have to brave the traffic and you don’t have to endure that frustrating wait in a doctor’s office. It’s convenient and gives you access to a doctor much faster, which can be a godsend especially for people with young children.  Telemedicine benefits packages can provide you with access to board certified medical professionals 24/7 from your home phone or Internet connection.

Save Money

For example, the Telemedicine benefit available through FSBPLUS Benefits subscription is a supplemental health benefit service that offers Teladoc. For as little as $29,95 per month, you can now have access to phone or video consultations with board-certified doctors who can treat many minor medical conditions such as cold, flu, allergies, urinary tract infections to name but a few conditions.
If you’ve ever experienced a need to have a quick consult with a doctor but couldn’t get an appointment for weeks, this benefit will be a welcome addition. This is perfect for non-emergency questions.

You Save on copays and out-of-pocket expenses

With your FSBPlus Heath Savings subscription, all you pay is $10 per consultation,- no deductible, no coinsurance, just a flat per-visit fee.  Included in the Health Savings Package are other benefits which offer you discounts on a wide array of benefits like MRI & CT SCANS, Hearing Aids, Diabetic Supplies, Lab Testing etc.

What about prescriptions?

Teladoc providers can diagnose and prescribe, when medically necessary. You simply pick up your prescription up at your preferred pharmacy and even get discounts using the Pharmacy Card as part of the package.

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Your Financial Strength Score (FSS)

Your credit score (which is what we always hear about) is all about the banks and reducing their risk whereas the FSS is all about you, your security, and your ability to withstand unplanned events!



After you've listed your income and lifestyle in a structured format, the FSS system creates a personalized plan for achieving long term financial goals by designing ways for you to modify your finances so that you can find additional money each month.



Rapid Results Roadmap


With your membership in the Financial Strength Builder™ (FSB) you’ll be able to take advantage of our easy to follow step-by-step process to get your finances under control and start saving some serious money to build financial strength! We offer 12 sessions in the Rapid Results Roadmap to guide you through the process of building your financial foundation and show you how to continue to grow from there.

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Module 1: Understanding Your Finances

About Us

Building your knowledge and skill with the four foundations



Financial stability depends on a structured process and the Financial Strength Builder™ automates and manages what you make, spend, and save.

The Four Foundations are:

  • Budget Management - Build a repeatable process for tracking and managing all your finances.

  • Savings System - Pay yourself first and automate the savings process.

  • Credit Building- Implement lifetime habits that will improve your credit, increase your buying power and reduce the interest you pay over your lifetime.

  • Debt Reduction- Learn ways to eliminate bad debt, understand when debt can be an asset.



Why FSB?

Financial Strength Builder™ (FSB) was designed in response to today's need for the American household to return to financial well-being, gain access to the best financial deals available, realize your dreams and provide for your future. FSB™ provides you with valuable resources:
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The FSB program guides you along your path to financial freedom and provides the satisfaction that comes from knowing that you are in control of your money. It has everything you'll need to know, in a simple, fun-filled environment, including financial tools, every day bargains and deals, tools to monitor progress, online financial direction, and personal financial training to help you achieve fiscal strength – fast!


Introduction to the Frugality Game™

Overview of the Frugality Game™