With the ever-increasing health insurance premiums, many people tend to opt for a bronze plan. If you are relatively healthy and don’t need to visit the doctor often, it seems to make sense.
But what if you do need to visit a doctors’ office?
That’s when you get a reality check. Now you have to pay out of pocket for office visits and other bills until you reach your plan deductible. Soon you start questioning if it is really worth it to see your doctor about those measly flu symptoms?
Fortunately, you have an option that can save you time and money for simple medical care: its called telemedicine. Telemedicine is no longer sci-fi; you can use your phone to bypass the doctor’s waiting room and instantly connect with a doctor.
Save Time and Access a Doctor faster
With Telemedicine, you don’t have to take time off work, you don’t have to brave the traffic and you don’t have to endure that frustrating wait in a doctor’s office. It’s convenient and gives you access to a doctor much faster, which can be a godsend especially for people with young children. Telemedicine benefits packages can provide you with access to board certified medical professionals 24/7 from your home phone or Internet connection.
For example, the Telemedicine benefit available through FSBPLUS Benefits subscription is a supplemental health benefit service that offers Teladoc. For as little as $29,95 per month, you can now have access to phone or video consultations with board-certified doctors who can treat many minor medical conditions such as cold, flu, allergies, urinary tract infections to name but a few conditions.
If you’ve ever experienced a need to have a quick consult with a doctor but couldn’t get an appointment for weeks, this benefit will be a welcome addition. This is perfect for non-emergency questions.
You Save on copays and out-of-pocket expenses
With your FSBPlus Heath Savings subscription, all you pay is $10 per consultation,- no deductible, no coinsurance, just a flat per-visit fee. Included in the Health Savings Package are other benefits which offer you discounts on a wide array of benefits like MRI & CT SCANS, Hearing Aids, Diabetic Supplies, Lab Testing etc.
What about prescriptions?
Teladoc providers can diagnose and prescribe, when medically necessary. You simply pick up your prescription up at your preferred pharmacy and even get discounts using the Pharmacy Card as part of the package.
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