Fiancial Strength Institute

On average, what is your monthly living expenses (not including mortgage/rent)?

How much do you have set aside in your savings and checking account?

Is your job/industry stable?

What is your monthly net household income?

How much total unsecured debt do you have?

Do you own or rent?

0 to 1700	You are in the Weak Zone. Your score indicates you will have difficulty withstanding any unplanned event such as major repairs, job loss or reduction in income. Those in the weak zone typically are living paycheck to paycheck, have little or no savings, have large amounts of credit card debt, are stressed over their finances and do not have a plan for recovery.
1701 to 3000	You are in the Caution Zone. Your score indicates you will have difficulty withstanding major unplanned event such as a job loss or reduction in income. Those in the caution zone typically are living paycheck to paycheck, have some credit card debt, have some savings, but are concerned about future events such as college, a wedding, or retirement.
3000 plus	You are in the Strong Zone. Your score indicates you have some savings and security, carry little or no credit card debt, are not stressed by daily financial obligations, but in many instances want additional planning on saving for future life goals.