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Your Financial Strength Score (FSS)

Your credit score (which is what we always hear about) is all about the banks and reducing their risk whereas the FSS is all about you, your security, and your ability to withstand unplanned events!

After you've listed your income and lifestyle in a structured format, the FSS system creates a personalized plan for achieving long term financial goals by designing ways for you to modify your finances so that you can find additional money each month.

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TERMS OF USE

The information on this website, related pages, its links, or any documents contained herein, are not meant to be a substitute for professional advice and are intended only to inform, assist, and educate users in the areas of credit and debt management. TFG Inc and its agents and employees cannot and will not provide legal advice. In some instances, it may be wise to seek professional help from competent legal counsel.

TFG Inc and its agents and employees, hereby disclaim any responsibility for any consequences of the use by anyone of the information contained at this site.

By use of our website and the links contained herein, and any related service or product offered through our website, either directly or indirectly through an affiliate or associate of our agency users agree to hold TFG Inc harmless for any and all damages arising out of its use.

By continuing to view any pages of this website you are agreeing to the following Terms and Conditions.

Terms and Conditions of Use

We have taken every effort to design our website to be useful, informative, helpful, honest and fun. Hopefully we have accomplished that – and would ask that you let us know if you'd like to see improvements or changes that would make it even easier for you to find the information you need and want.

We are not responsible for typographical errors. We reserve the right to cancel any order if there was a typographical error on our site concerning pricing and program description. We reserve the right to change the terms and conditions without notice. No employee, coach or other representative has the right to vary any of the policies or terms and conditions regarding the sale of our products.

All we ask is that you agree to abide by the following Terms and Conditions. Take a few minutes to look them over because by using our site you automatically agree to them. Naturally, if you don't agree, please do not use the site. We reserve the right to make any modifications that we deem necessary at any time. Please continue to check these terms to see what those changes may be! Your continued use of this website means that you accept those changes.

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All remarks, suggestions, ideas, graphics, comments, or other information that you send to TFG Inc through our site (other than information we promise to protect under our privacy policy becomes and remains our property, even if this agreement is later terminated.

pThat means that we don't have to treat any such submission as confidential. You can't sue us for using ideas you submit. If we use them, or anything like them, we don't have to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to our TFG Inc mission, without compensating you or anyone else for them.p

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THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH FINACIALSTRENGTHBUILDER.COM ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. TFG INC. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF FINACIALSTRENGTHBUILDER.COM OR OF THE SERVICE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

TFG INC. MAKES NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON FINACIALSTRENGTHBUILDER.COM OR OF THE SERVICE AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. TFG INC MAKES NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICE IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.

TFG INC IS NOT A FINANCIAL PLANNER AND THE SERVICE IS NOT INTENDED TO PROVIDE LEGAL, TAX OR FINANCIAL ADVICE. The Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Service may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.

Links to Other Sites

The owner of this website is required by the FTC to inform you that a relationship exists between this website and some of the products or services it reviews,
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It is advisable to assume that any mention of a product or service on this website is made because there exist, unless otherwise stated, a material connection between
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Due to the material connection between the owner of this website and the owners of the products or services recommended here, it must be understood that a bias for
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The owner of this website may receive compensation for recommendations made in reference to the products or services on this website. This compensation may be in the form
of money, services or complimentary products and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by
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This Compensation disclosure statement has been made to inform you of the possibility that a material connection between a product or service mentioned, reviewed or
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such product or service. Every effort has been made to provide true and accurate statements in regards to any and all products or services mentioned, reviewed or recommended
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Termination of This Agreement

This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from all TFG Inc site, along with all related documentation and all copies and installations. TFG Inc may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In addition, by providing material on our websites, we do not in any way promise that the materials will remain available to you. And TFG Inc is entitled to terminate all or any part of any of its website without notice to you.

Jurisdiction and Other Points to Consider

If you use our site from locations outside of the United States, you are responsible for compliance with any applicable local laws.

These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the Nevada, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate TFG Inc and/or its affiliates' intellectual property rights, TFG Inc and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of Nevada, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Las Vegas, NV. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Clark County, NV, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

TFG Inc may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters that have been discussed

PRIVACY POLICY

Module 1: Understanding Your Finances

About Us

Financial Strength Builder™ (FSB) was designed in response to today's need for basic sound financial practices, a return to financial well-being, and the ability to realize one's dreams while providing for the future. Financial Strength Builder's founders have many years of experience in the financial services industry. Working with consumer finance, they recognized that financial needs have changed, with a growing demand for training on financial basics.

FSB founders identified a lack of knowledge today about even the most basic of household finances. Many people are living paycheck to paycheck, sometimes compromised by even the smallest of unexpected expenses. Financial hardships can be caused by deaths in the family, one or both spouses losing their job, medical hardships or other emergencies. Others, with homes they depended upon as a source of cash, now find those homes have lost their value. The desire to help educate American households in financial literacy, while showing them how to increase their financial strength, forms the basis of the mission statement for Financial Strength Builder™.

Financial Strength Builder™ is designed to provide solutions for achieving ones best financial life through a unique blend of life coaching and financial direction designed to help build greater financial strength. The founders of FSB thought the most effective way to educate people about relatively boring and dry financial matters would be to create a fun, online game that would captivate and hold people's attention while educating them on basic household finances, including help with behavioral changes that would facilitate continued interest and growth in one's ability to achieve financial strength. The first 'edutainment' tool, The Frugality GameTM, was soon developed. Since then The Frugality Game™ has evolved helping many people stabilize their finances while providing some measure of relief from long standing financial stress.

Educating adults in distress was the first step, but FSB then went on to address basic financial literacy with children. If we could create financially literate children, then as adults they may not have to go through the financial hardships their parents did. Going out to the non-profit market, pilot programs were done with various groups looking for a way to educate children in financial literacy. These pilot programs achieved success and were instrumental in the development of two new children's tools, Frugality Teenz™ and Chalkboard Kidz™.

In addition to The Frugality Game™, Frugality Teenz™ and Chalkboard Kidz™, FSB addresses the needs of adults with the Financial Strength Score™ (FSS) and the concept of the Four Foundations of financial strength . From targeted financial rescue strategies and basic financial literacy for adults, to the financial education of one's children, to financial education and single source savings. FSB is the only company to have addressed the issue of successful personal finance from all directions, providing the user the opportunity to not only become financially literate, but giving them ongoing tools that allow them to be able to hope again and make plans for their future.

Building your knowledge and skill with the four foundations

Why FSB?

Introduction to the Frugality Game™

Overview of the Frugality Game™