snip20160921_24If you want to improve your finances and build wealth, downsize your spending. This does not mean being deprived of things that you enjoy. People can lose weight and still eat their favorite foods by decreasing their portion sizes. A comparable financial example is reducing spending on “discretionary” expenses such as meals eaten away from home, clothing, and lottery tickets.

In other words, not cutting out these items completely but spending half of what you did before.  Any reduction in spending (to save money or reduce debt) is a step in the right direction and the “meeting yourself halfway” strategy can make a real impact over time.  For example when you are trying to reduce the calories you consume determine you can meet yourself halfway

  • Order half portions, or appetizers at restaurants, instead of entrees
  • Order an entrée and take half home for another meal, which also saves you money.
  • Order an entrée and share it. The “plate charge” is usually cheaper than another entrée.

When it comes to personal finances, apply the same principle. Cut your discretionary expenses in half. Spend less so that you can save more. Purchases, such as lottery tickets, coffee break items, gum, and cigarettes, can add up to considerable monthly amounts. Categorizing expenses will help you see the different areas in which you spend money. Review and update your Financial Strength Score report and you will  able to see what percentage of your income is spent on various items. Here are dome more ideas below to “meet yourself halfway” to increase your wealth.

Land of Egypt - Day 1 & 2

African Safari - Day 3 to 30

Land of Caribbean - Day 31 - 60

Land of Philippines - Day 60 & beyond!

Your Financial Strength Score (FSS)

Your credit score (which is what we always hear about) is all about the banks and reducing their risk whereas the FSS is all about you, your security, and your ability to withstand unplanned events!

After you've listed your income and lifestyle in a structured format, the FSS system creates a personalized plan for achieving long term financial goals by designing ways for you to modify your finances so that you can find additional money each month.

Rapid Results Roadmap

With your membership in the Financial Strength Builder™ (FSB) you’ll be able to take advantage of our easy to follow step-by-step process to get your finances under control and start saving some serious money to build financial strength! We offer 12 sessions in the Rapid Results Roadmap to guide you through the process of building your financial foundation and show you how to continue to grow from there.


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Module 1: Understanding Your Finances

About Us

Building your knowledge and skill with the four foundations

Financial stability depends on a structured process and the Financial Strength Builder™ automates and manages what you make, spend, and save.

The Four Foundations are:

  • Budget Management - Build a repeatable process for tracking and managing all your finances.

  • Savings System - Pay yourself first and automate the savings process.

  • Credit Building- Implement lifetime habits that will improve your credit, increase your buying power and reduce the interest you pay over your lifetime.

  • Debt Reduction- Learn ways to eliminate bad debt, understand when debt can be an asset.

Why FSB?

Financial Strength Builder™ (FSB) was designed in response to today's need for the American household to return to financial well-being, gain access to the best financial deals available, realize your dreams and provide for your future. FSB™ provides you with valuable resources:

The FSB program guides you along your path to financial freedom and provides the satisfaction that comes from knowing that you are in control of your money. It has everything you'll need to know, in a simple, fun-filled environment, including financial tools, every day bargains and deals, tools to monitor progress, online financial direction, and personal financial training to help you achieve fiscal strength – fast!

Introduction to the Frugality Game™

Overview of the Frugality Game™